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3 Things to Know About Protecting Yourself from a Lawsuit

What would you do if you found yourself suddenly sued for negligence? Would your home, retirement savings, or wages be at risk? Losing important assets is a reality faced by thousands of Americans embroiled in legal battles each year. In many cases, the incident that sparked the situation began with a completely unavoidable incident. A…

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What is personal umbrella coverage? Do I need umbrella insurance?

Personal Umbrella Coverage

It’s called a personal umbrella policy because it covers over the top of your personal autos, homes and recreational vehicles such as boats, motorcycles, snowmobiles, travel trailers and motorhomes.  Umbrella insurance covers in addition to your underlying, personal liability insurance .  Sometimes it is also referred to as excess liability insurance. A personal umbrella policy…

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Charity – Casa De Dios in Pacoche, Ecuador

Casa de Dios

Main Street Insurance sponsors an outreach in a very small village in rural Ecuador. Many families live in bamboo homes and most men work as fishermen. We have had the pleasure of partnering with Casa De Dios for 10 years, bringing teams from Michigan to serve in many ways. Every December we help put on…

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Safety In The Water

Centers for Disease Control

Originally posted by CENTERS FOR DISEASE CONTROL AND PREVENTION   The Problem Risk Factors Prevention Additional Resources The Problem How big is the problem? From 2005-2014, there were an average of 3,536 fatal unintentional drownings (non-boating related) annually in the United States — about ten deaths per day.1 An additional 332 people died each year…

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Internet Safety

Internet Safety for Kids

Originally posted by KIDS HEALTH from NEMOURS   The Internet can be a wonderful resource for kids. They can use it to research school reports, communicate with teachers and other kids, and play interactive games. Kids who are old enough to swipe a screen can have access to the world. But that access can also pose hazards.…

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Best to Leave Fireworks to the Experts

Firework Safety

Summer is synonymous with barbecues, parades and fireworks displays. But along with all the festivities are plenty of visits to emergency rooms – especially during July. In 2016, at least four people died and about 11,100 were injured badly enough to require medical treatment after fireworks-related incidents, according to the U.S. Consumer Product Safety Commission. And…

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Boating Safety – It Could Mean Your Life

Boating Insurance

In the most recent year with complete data, the US Coast Guard reports that there were 4062 recreational boating accidents in the U.S. and its territories in which 626 lives were lost and 2,620 were injured. Almost 76% of the fatal accident victims drowned, and of these, 85% were reported as not wearing a life…

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Classic Car Insurance

Protection made just for classics at a lower rate Classic car insurance rates are on average 40% less than standard auto rates* Your classic isn’t just a car. That’s why your classic car insurance policy isn’t just a standard car insurance policy. Instead, it’s a much different policy that’s built just for your classic and…

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