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Personal Umbrella Coverage

It’s called a personal umbrella policy because it covers over the top of your personal autos, homes and recreational vehicles such as boats, motorcycles, snowmobiles, travel trailers and motorhomes.  Umbrella insurance covers in addition to your underlying, personal liability insurance .  Sometimes it is also referred to as excess liability insurance. A personal umbrella policy…

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Centers for Disease Control

Originally posted by CENTERS FOR DISEASE CONTROL AND PREVENTION   The Problem Risk Factors Prevention Additional Resources The Problem How big is the problem? From 2005-2014, there were an average of 3,536 fatal unintentional drownings (non-boating related) annually in the United States — about ten deaths per day.1 An additional 332 people died each year…

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Firework Safety

Summer is synonymous with barbecues, parades and fireworks displays. But along with all the festivities are plenty of visits to emergency rooms – especially during July. In 2016, at least four people died and about 11,100 were injured badly enough to require medical treatment after fireworks-related incidents, according to the U.S. Consumer Product Safety Commission. And…

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Protection made just for classics at a lower rate Classic car insurance rates are on average 40% less than standard auto rates* Your classic isn’t just a car. That’s why your classic car insurance policy isn’t just a standard car insurance policy. Instead, it’s a much different policy that’s built just for your classic and…

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Motorcycle Insurance

Is motorcycle insurance more expensive than car insurance? Yes it generally is, for the simple reason that it’s much riskier to drive a motorcycle. The vehicle may cost less than a traditional car but that has almost no bearing on the likelihood on an accident, which is much greater in the case of a motorcycle.…

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