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No-Fault Auto laws in Michigan

 No-Fault Reform Creates Options for Personal Injury Protection (PIP) beginning July 2, 2020 One of the most talked-about changes to No-Fault Auto laws in Michigan is the option to choose unlimited PIP or a lower PIP coverage limit. The choice you have to lower your PIP limit is intended to lower your insurance costs.…

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Citizens Insurance – COVID-19 Options

Options that promote safety – and convenience We hope this note finds you and your family well. At Citizens, we recognize that these are unprecedented times and are reaching out to assure you that we are here for you. We are also doing our part to help minimize the spread of the coronavirus (COVID-19) by…

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Autumn Safety Tips | ASPCA

There’s nothing like the crisp, cool air and luscious foliage to get you excited for the changing seasons. Your pet, too, is probably welcoming a break from summer’s hot, sticky weather. But fall is also a time of lurking dangers for our furry friends. From household poisons to cold weather hazards, there are important safety…

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BBQ Your Burgers, Not Your House!

Barbecued burgers are delicious. Barbecued homes, not so much. In 2014, the National Fire Protection Association reports, there were 1,298,000 fires in the United States. Make sure your barbecue doesn’t add to this year’s totals by heeding some basic safety tips. Be Safe While Barbecuing In general, barbecuing is a perfectly safe way to cook.…

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3 Things to Know About Protecting Yourself from a Lawsuit

What would you do if you found yourself suddenly sued for negligence? Would your home, retirement savings, or wages be at risk? Losing important assets is a reality faced by thousands of Americans embroiled in legal battles each year. In many cases, the incident that sparked the situation began with a completely unavoidable incident. A…

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What is personal umbrella coverage? Do I need umbrella insurance?

Personal Umbrella Coverage

It’s called a personal umbrella policy because it covers over the top of your personal autos, homes and recreational vehicles such as boats, motorcycles, snowmobiles, travel trailers and motorhomes.  Umbrella insurance covers in addition to your underlying, personal liability insurance .  Sometimes it is also referred to as excess liability insurance. A personal umbrella policy…

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Charity – Casa De Dios in Pacoche, Ecuador

Casa de Dios

Main Street Insurance sponsors an outreach in a very small village in rural Ecuador. Many families live in bamboo homes and most men work as fishermen. We have had the pleasure of partnering with Casa De Dios for 10 years, bringing teams from Michigan to serve in many ways. Every December we help put on…

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Safety In The Water

Centers for Disease Control

Originally posted by CENTERS FOR DISEASE CONTROL AND PREVENTION   The Problem Risk Factors Prevention Additional Resources The Problem How big is the problem? From 2005-2014, there were an average of 3,536 fatal unintentional drownings (non-boating related) annually in the United States — about ten deaths per day.1 An additional 332 people died each year…

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Internet Safety

Internet Safety for Kids

Originally posted by KIDS HEALTH from NEMOURS   The Internet can be a wonderful resource for kids. They can use it to research school reports, communicate with teachers and other kids, and play interactive games. Kids who are old enough to swipe a screen can have access to the world. But that access can also pose hazards.…

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