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Personal Umbrella Coverage

It’s called a personal umbrella policy because it covers over the top of your personal autos, homes and recreational vehicles such as boats, motorcycles, snowmobiles, travel trailers and motorhomes.  Umbrella insurance covers in addition to your underlying, personal liability insurance .  Sometimes it is also referred to as excess liability insurance. A personal umbrella policy…

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Firework Safety

Summer is synonymous with barbecues, parades and fireworks displays. But along with all the festivities are plenty of visits to emergency rooms – especially during July. In 2016, at least four people died and about 11,100 were injured badly enough to require medical treatment after fireworks-related incidents, according to the U.S. Consumer Product Safety Commission. And…

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Boating Insurance

In the most recent year with complete data, the US Coast Guard reports that there were 4062 recreational boating accidents in the U.S. and its territories in which 626 lives were lost and 2,620 were injured. Almost 76% of the fatal accident victims drowned, and of these, 85% were reported as not wearing a life…

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Protection made just for classics at a lower rate Classic car insurance rates are on average 40% less than standard auto rates* Your classic isn’t just a car. That’s why your classic car insurance policy isn’t just a standard car insurance policy. Instead, it’s a much different policy that’s built just for your classic and…

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Motorcycle Insurance

Is motorcycle insurance more expensive than car insurance? Yes it generally is, for the simple reason that it’s much riskier to drive a motorcycle. The vehicle may cost less than a traditional car but that has almost no bearing on the likelihood on an accident, which is much greater in the case of a motorcycle.…

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